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A forex no deposit bonus is free trading credit: you trade live prices, but the credit itself is rarely withdrawable.
Profit you make can be withdrawn after you meet the broker's volume, verification and time rules.
Check three numbers first: required lots, profit cap and expiry date.
Small positions and a firm stop-loss turn a bonus into a skill-building account.
Forex New Promotion
See the bonus as a broker audition, run the numbers before you claim, and follow a 30-day plan that turns free credit into withdrawable profit.
Complete Guide to the XM Deposit Bonus, What You Need to Know Before You Trade, including how it works, who can use it, and the main rules
Direct Link: 100% Forex Deposit Bonus
XM's Deposit Bonus, also called Credit, adds extra trading funds to your account when you deposit into a Standard or Standard Micro account. The first $500 you deposit gets a 100% bonus. After that, later deposits qualify for a 50% bonus up to a combined $10,000, and anything above that still gets a 20% bonus. You can claim the bonus more than once until you reach the total cap of $10,500 USD. No special request is needed, because XM adds the bonus to your account automatically and right away. New and existing clients can both use it.
This guide explains how the XM Deposit Bonus works, how to get it, and how to use it well. It can increase your trading funds and give you more room to manage risk. In practice, that means you may keep trading with bonus credit even if your balance drops during a losing run. Whether you're new to trading or already have experience, this article shows how to use the bonus as part of your plan.
XM's Deposit Bonus is credited automatically when you make a deposit. Depending on the deposit amount, you get a bonus between 100% and 20%, and XM adds it directly to your MT4 or MT5 account. You don't need to complete a separate application or meet a trading target. Just deposit, and the bonus is added.
This bonus gives you more margin, so you can open larger positions than your cash balance alone would allow. It also gives you extra room to handle risk. You can receive up to $10,500 USD, or the equivalent, and claim it several times until you reach the cap.
XM uses a three-tier bonus system. The total bonus limit is $10,500 USD or the equivalent. The rate changes as your cumulative deposits grow, starting with 100%, then 50%, then 20%.
The first bonus tier gives you a bonus equal to your deposit amount. It applies to the first $500 USD, so a $500 deposit turns into $1,000 in total trading funds. This tier is only available on Standard and Standard Micro accounts, and the minimum deposit is $10 USD.
Bonus rate
100% of the deposit amount
Maximum bonus
$500 USD or equivalent
Eligible account types
Standard and Standard Micro accounts
Eligibility condition
Minimum deposit of $10 USD
When bonus is credited
Right after the deposit is made
The second tier applies after you reach the $500 cap on the 100% bonus. XM gives you 50% of the deposit amount as bonus credit, up to $2,000 USD or the equivalent. This tier is also available only on Standard and Standard Micro accounts.
Bonus rate
50% of the deposit amount
Maximum bonus
$2,000 USD or equivalent
Eligible account types
Standard and Standard Micro accounts
Eligibility condition
Minimum deposit of $10 USD
When bonus is credited
Right after the deposit is made
The final tier applies after you reach the 50% bonus limit. XM adds 20% of each later deposit as bonus credit, up to $8,000 USD or the equivalent. This tier is also available on Standard and Standard Micro accounts.
Bonus rate
20% of the deposit amount
Maximum bonus
$8,000 USD or equivalent
Eligible account types
Standard and Standard Micro accounts
Eligibility condition
Minimum deposit of $10 USD
When bonus is credited
Right after the deposit is made
Once you hit the cap on the 20% bonus, you can request a reset of your deposit bonus allowance.
XM applies the bonus based on your total deposits. These examples show how the tiers work in real use.
Example 1, depositing $500 USD
If you deposit $500, the 100% bonus applies to the full amount. You get a $500 bonus on top of your $500 deposit, so your total available margin is $1,000. That doubles your tradeable funds.
Example 2, depositing $1,000 USD
If you deposit $1,000, XM splits the bonus across two tiers. The first $500 gets a 100% bonus, which is $500. The next $500 gets a 50% bonus, which is $250. Your total available margin becomes $1,750.
A key point is that XM calculates the bonus using your cumulative deposits, not just one deposit at a time. That means you can add funds in smaller amounts and still get the right bonus rate based on your running total.
The XM Deposit Bonus is more than a simple promotion. It has a few rules that make it useful for active traders.
At some brokers, bonuses are only for show. They don't count as usable margin. At XM, the deposit bonus does count as real margin for live trading.
So if your cash balance reaches zero, you may still keep trading as long as bonus credit remains in your MT4 or MT5 account. In other words, you don't have to close your positions the moment your deposit is gone.
▶ View full details on all XM bonus promotions
XM does not limit the bonus to one payment method. Bank transfer, Skrill, cryptocurrency, and credit or debit card deposits all qualify.
That gives you more freedom to choose the method that works best for you while still getting the bonus.
▶ View full details on XM deposit methods
You can receive the bonus on extra trading accounts too, as long as you stay within the total bonus cap. The cap applies per user account, not per trading account. If you've already reached the $10,500 USD limit under one user account, you won't get more bonus credit on another account tied to the same profile.
That helps traders who use more than one account for different strategies or base currencies.
▶ Learn about the benefits of opening additional XM accounts
Getting the XM Deposit Bonus is simple. Deposit at least $10 USD into a Standard or Standard Micro account, and XM adds the bonus automatically. Here's how the process works.
You need to open and verify an XM account first. If you already have one, you can skip this step.
Useful articles for XM registration and account opening
Log in to the XM Members Area with your registered email address and password. The deposit process only takes a few minutes.
After you log in, choose one of XM's deposit methods, such as bank transfer, Skrill, cryptocurrency, or credit or debit card. Follow the deposit steps shown in the Members Area.
Please note that Ultra Low, Ultra Low Micro, and Shares accounts do not qualify for the deposit bonus.
After the deposit is complete, the bonus appears automatically as "Credit" in your trading account. You can check it in the XM Members Area, MT4 or MT5, or the XM app.
View detailed instructions on checking your XM bonus balance
In the XM Members Area, open "Account Overview", then select "Account Details" from the blue circle menu next to the account you want to review. The bonus amount appears in the account details window.
The bonus cap works like this, 100% bonus up to $500 USD or equivalent, 50% bonus up to $2,000 USD or equivalent, and 20% bonus up to $8,000 USD or equivalent. That gives you a total maximum bonus of $10,500 USD or equivalent.
You can see your remaining allowance under "Available Bonus" on the "Account Overview" page in the XM Members Area.
XM limits the bonus to $10,500 USD or the equivalent. Even after you reach that cap, you can ask for a reset and try to qualify again. To do that, contact XM Customer Support and request a "Deposit Bonus Reset Review".
Once you have received the full $10,500 USD bonus, XM normally stops adding more deposit bonus credit. If your reset request is approved, your bonus allowance is restored, and you can claim the bonus again.
You can't request a reset while you still have bonus allowance left. You need to use the full cap before XM can review a reset request.
XM also runs time-limited promotions from time to time. These offers are separate from the regular deposit bonus program.
That means you may still get bonus credit or cash rewards even if you've used up your standard deposit bonus. If a reset isn't approved, these special offers can still give you another chance to earn a bonus.
If you made a deposit and didn't receive bonus credit, one of the common eligibility rules was likely missed. These are the main reasons.
The deposit bonus is not available for Ultra Low, Ultra Low Micro, or Shares accounts. If you deposit into one of those account types, you won't receive bonus credit, no matter how much you deposit. To get the bonus, deposit into a Standard or Standard Micro account.
Also, if you move money from a bonus-bearing Standard or Standard Micro account into a non-eligible account, XM cancels part of the bonus in line with the transfer amount and account balance.
If you already reached the $10,500 USD cap, XM won't add more bonus credit. Check your remaining deposit bonus allowance in the XM Members Area. If it shows "0", you've reached the limit.
To try again, contact XM Customer Support and ask for a Deposit Bonus Reset. If XM approves the review, you can receive the bonus again.
The XM Deposit Bonus is useful, but the rules matter. If you understand them early, you can avoid surprises later.
You can't withdraw the bonus itself. XM lists it as "Credit" and keeps it separate from your deposited money and trading profit. Even so, you can use it as trading margin.
▶ What Is XM Margin? How It Works and Key Features
While the bonus is locked, profits made with that bonus can be withdrawn. If your account has bonus credit and your trades earn a profit, you may take out the profit part.
▶ View full details on XM withdrawal methods here
If you withdraw money from an account that has bonus credit, XM reduces the bonus by the same share as the withdrawal compared with the total account balance.
Example: Bonus Reduction Upon Withdrawal
If an account has a $1,000 balance and a $500 bonus, and you withdraw $500, that is 50% of the balance.
That means withdrawals reduce your bonus and your available margin. Plan carefully before taking money out of a bonus account.
▶ View full details on how bonuses are handled during withdrawals here
The same rule applies to internal transfers between XM accounts. The bonus moves in proportion to the amount transferred. However, if you transfer funds to an Ultra Low, Ultra Low Micro, or Shares account, XM cancels the related bonus amount because those accounts do not qualify for the deposit bonus. Once it's gone, it can't be restored by moving the money back.
The bonus doesn't expire on a set date, but XM removes it if your account has no trading activity and no deposit or withdrawal activity for 90 straight days. You can end inactive status by trading or making a deposit or withdrawal, but any bonus already cancelled won't return.
▶ More information on inactive accounts and account maintenance fees
XM's promotions change from time to time. Check the latest offers on XM's bonus pages if you want to see what is currently available.
Here are the most common questions about the XM Deposit Bonus and how it works.
To get the XM Deposit Bonus, deposit at least $10 USD into a Standard or Standard Micro account. The first $500 gets a 100% bonus, the next deposits up to $2,000 get a 50% bonus, and later deposits get a 20% bonus until the total bonus reaches $10,500 USD. Ultra Low, Ultra Low Micro, and Shares accounts are not eligible.
The 100% bonus is capped at $500 USD. If you deposit $500, XM adds another $500, so your total trading funds become $1,000. After that, the 50% and 20% tiers apply.
The bonus is added automatically when you deposit $10 USD or more into a Standard or Standard Micro account. Once the deposit clears, XM credits the bonus as Credit.
No, the bonus itself can't be withdrawn. Profits made with it can be withdrawn. If you take out funds from a bonus account, XM reduces the bonus in proportion to the withdrawal amount.
Yes, you can receive the bonus on additional trading accounts. The total cap of $10,500 USD applies to the user account as a whole, so once you hit that limit, no more bonus credit is added to any linked account.
Yes, XM can review a reset request after you use the full cap. Contact XM Customer Support and ask for a Deposit Bonus Reset Review. Approval is not guaranteed.
The bonus has no fixed expiry date. However, XM removes it if the account has no trading or deposit and withdrawal activity for 90 days or more. Inactive accounts may also face a $10 USD monthly maintenance fee, and any lost bonus can't be restored.
Only Standard and Standard Micro accounts qualify. Ultra Low, Ultra Low Micro, and Shares accounts do not.
Yes. At XM, you can keep trading as long as bonus credit remains in the account, even if your cash balance reaches zero.
Yes. A $500 deposit gets a 100% bonus, so your total becomes $1,000. A $1,000 deposit gets a 100% bonus on the first $500 and a 50% bonus on the next $500, which gives you $1,750 in available margin.
The XM Limited-Time Deposit Bonus is a separate 100% deposit bonus offer that appears from time to time. It is different from the standard ongoing bonus, so you may still qualify even if you've already used your regular 100% bonus.
The XM Deposit Bonus is added automatically when you deposit at least $10 USD into a Standard or Standard Micro account, and the total bonus can reach $10,500 USD. The rate depends on your cumulative deposits, with 100% on the first $500, 50% on the next $2,000, and 20% after that. You can't withdraw the bonus itself, but profits made with it are withdrawable. You can also keep trading with bonus credit even after your cash balance is gone. Still, withdrawals reduce the bonus, and inactivity for 90 days leads to forfeiture. If you know the rules, you can use the XM Deposit Bonus with more confidence and plan your trades better.
Financial Licence and Legal Information
XM is operated by XM Global Limited, registered with the Financial Services Commission (FSC) of Belize under the Securities Industry Act 2021 (Licence No. 000261/27).
Risk Warning
Trading Forex and CFDs carries a high risk of losing your invested capital. Please read and fully understand XM's Risk Disclosure before trading.
Legal Documents of XM Global Limited
Company Name: XM Global Limited
Address: XM Global Limited, 63 Eve St, Belize City, Belize
Financial Instruments Trading Licence: Belize Financial Services Commission (FSC) Licence No. 000261/27
A forex no deposit bonus is promotional trading credit a broker adds to a new live account without asking you to deposit money first. You trade real market prices with it, and profits become withdrawable once you meet the broker's conditions.
Usually the bonus credit itself cannot be withdrawn. The profit you make with it can be, after you complete the required trading volume, verification and any minimum activity rules. Most brokers also cap the maximum profit you can cash out.
It costs you no money, but it is not unconditional. You pay with time, identity verification and trading volume. Read the terms so you know the lot requirement, expiry date and withdrawal cap before you place a trade.
It is a customer acquisition tool. Brokers let you test their platform, execution and support at no cost, hoping you will become a funded client later.
Almost always. Most offers require a verified identity document and proof of address, and some also verify your phone number. Verification protects the broker from duplicate accounts.
Realistic results are modest. Withdrawal caps commonly range from a few dozen to a few hundred dollars. Treat the bonus as a low-risk way to build skill and test a broker, not as a source of large income.
You can claim offers from different brokers, but each broker normally allows only one bonus per person, household, IP address or device. Opening duplicate accounts usually voids the bonus and any profits.
A no deposit bonus requires no funding and is small. A deposit bonus is a percentage added on top of money you deposit, so it can be larger but puts your own capital at risk.
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